> ## Documentation Index
> Fetch the complete documentation index at: https://www.bitnob.dev/llms.txt
> Use this file to discover all available pages before exploring further.

> ## Agent Instructions
> Bitnob API requests authenticate with an `X-Auth-Client` API key header against https://api.bitnob.com.
> Always use the sandbox environment for testing. Never put live API keys in sample code.
> Money amounts are integers in the smallest unit of the currency (satoshis for BTC, cents for fiat). Never use floats.
> Every state-changing request takes a client-supplied `reference` and must be treated as idempotent on retry.
> Quotes expire. Re-quote rather than reusing a stale quote id.

# List cards

> Lists your cards, excluding team-member cards (see GET /api/cards/team-members).



## OpenAPI

````yaml /api-collections/swagger/bitnob-api-v2.openapi.json get /api/cards
openapi: 3.1.0
info:
  description: >-
    The Bitnob API for businesses: customers, virtual accounts, cards, payouts,
    crypto addresses and transfers, Lightning, trading and exchange rates.


    ## Authentication

    Every request is signed with your API key's client id and secret.


    **Signed requests (recommended).** Send:

    - `X-Auth-Client`: your client id

    - `X-Auth-Timestamp`: the current Unix time in seconds; requests more than 5
    minutes off are refused

    - `X-Auth-Nonce`: a unique random string for this request

    - `X-Auth-Signature`: hex HMAC-SHA256 of
    `{client_id}:{timestamp}:{nonce}:{body}` using your secret, where body is
    the raw request body (empty for GET)


    **Secret mode.** Send `X-Auth-Client` and `X-Auth-Secret` instead. Simpler,
    but the secret travels with every request.


    Live keys work only for an active organisation; sandbox keys work at any
    time. `ANY /api/whoami` echoes the authenticated client and is the quickest
    way to check your signing.


    ## Responses

    Successful responses are wrapped in an envelope with `success`, `message`,
    `data` and, on lists, `metadata`. Errors come either as the envelope with
    `success: false` and an `error` object, or as an RFC 7807 problem with a
    machine-readable `code`; branch on the code.


    Every response carries an `X-Correlation-ID` header; errors repeat it as
    `request_id`. Quote it to support.



    Every request passes a per-IP rate limit of 500 requests a minute (429 with
    `Retry-After`).



    This document is maintained by hand and checked against the route table on
    every build: every /api route is listed here.
  title: Bitnob API
  version: 1.0.0
servers:
  - description: Production
    url: https://api.bitnob.com
security:
  - BitnobClientId: []
    BitnobClientSecret: []
tags:
  - description: Check that your requests are signed correctly.
    name: Authentication
  - description: >-
      The people and businesses you serve. Creating and editing them needs the
      customers feature.
    name: Customers
  - description: >-
      Naira accounts that receive bank transfers, for your company or for a
      customer.
    name: Virtual accounts
  - description: Crypto deposit addresses, for your company or for a customer.
    name: Addresses
  - description: >-
      Virtual cards: issue, fund, withdraw, freeze, terminate, and the card KYC
      and corporate onboarding behind them.
    name: Cards
  - description: 'Pay out to bank accounts and mobile money: quote, initialize, finalize.'
    name: Payouts
  - description: Saved payout recipients.
    name: Beneficiaries
  - description: Banks and account lookups for payouts.
    name: Banks
  - description: Balance transfers between Bitnob organisations.
    name: Transfers
  - description: Crypto withdrawals.
    name: Withdrawals
  - description: Lightning invoices and payments.
    name: Lightning
  - description: Lightning addresses, LNURL withdraw links and LNURL payments.
    name: LNURL
  - description: Blockchain node access.
    name: Nodes
  - description: Quotes and orders for buying and selling.
    name: Trading
  - description: Rates and conversions.
    name: Exchange rates
  - description: Your transaction history.
    name: Transactions
  - description: Wallet balances.
    name: Balances
paths:
  /api/cards:
    get:
      tags:
        - Cards
      summary: List cards
      description: >-
        Lists your cards, excluding team-member cards (see GET
        /api/cards/team-members).
      operationId: cardsList
      parameters:
        - description: Only cards held by this customer.
          example: 019a3b5c-3e5f-7a1b-8c2d-4e5f6a7b8c61
          in: query
          name: customer_id
          required: false
          schema:
            type: string
        - description: Only this card.
          example: 019a3b5c-2c4d-7e6f-8a9b-0c1d2e3f4a51
          in: query
          name: card_id
          required: false
          schema:
            format: uuid
            type: string
        - description: >-
            Comma-separated card statuses (pending, active, frozen, blocked,
            pending_termination, terminated, failed).
          example: active,frozen
          in: query
          name: status
          required: false
          schema:
            type: string
        - description: Comma-separated card types (virtual, physical, lite).
          example: virtual
          in: query
          name: card_type
          required: false
          schema:
            type: string
        - description: Card currency.
          example: USD
          in: query
          name: currency
          required: false
          schema:
            type: string
        - description: Card reference.
          example: ref_sbx_4f9c2a71
          in: query
          name: reference
          required: false
          schema:
            type: string
        - description: Only cards with (true) or without (false) a stablecoin address.
          example: false
          in: query
          name: has_address
          required: false
          schema:
            type: boolean
        - description: 'Page size. Clamped to at most 50. Alias: limit.'
          example: 20
          in: query
          name: first
          required: false
          schema:
            maximum: 50
            minimum: 1
            type: integer
        - description: Alias of first.
          example: 20
          in: query
          name: limit
          required: false
          schema:
            maximum: 50
            minimum: 1
            type: integer
        - description: 'Cursor from page_info.next_cursor. Alias: cursor.'
          example: >-
            eyJ0aW1lc3RhbXAiOiIyMDI2LTEwLTI5VDE4OjQwOjEyWiIsImlkIjoiMDE5YTNiNWMtMmM0ZC03ZTZmLTlhOWItMGMxZDJlM2Y0YTUyIn0
          in: query
          name: after
          required: false
          schema:
            type: string
        - description: Alias of after.
          example: >-
            eyJ0aW1lc3RhbXAiOiIyMDI2LTEwLTI5VDE4OjQwOjEyWiIsImlkIjoiMDE5YTNiNWMtMmM0ZC03ZTZmLTlhOWItMGMxZDJlM2Y0YTUyIn0
          in: query
          name: cursor
          required: false
          schema:
            type: string
        - description: Created at or after (RFC3339). Cannot be combined with period.
          example: '2026-10-01T00:00:00Z'
          in: query
          name: created_after
          required: false
          schema:
            format: date-time
            type: string
        - description: Created at or before (RFC3339). Cannot be combined with period.
          example: '2026-10-30T23:59:59Z'
          in: query
          name: created_before
          required: false
          schema:
            format: date-time
            type: string
        - description: Creation-date window. custom needs start_date and end_date.
          example: last_1_month
          in: query
          name: period
          required: false
          schema:
            enum:
              - all_time
              - last_7_days
              - last_1_month
              - last_3_months
              - last_6_months
              - last_12_months
              - year_to_date
              - custom
            type: string
        - description: Start for period=custom (RFC3339 or YYYY-MM-DD).
          example: '2026-10-01'
          in: query
          name: start_date
          required: false
          schema:
            type: string
        - description: End for period=custom (RFC3339 or YYYY-MM-DD).
          example: '2026-10-30'
          in: query
          name: end_date
          required: false
          schema:
            type: string
        - description: Minimum spend, micro-units (1 USD = 1,000,000).
          example: 0
          in: query
          name: spending_min
          required: false
          schema:
            format: int64
            minimum: 0
            type: integer
        - description: Maximum spend, micro-units. Must not be below spending_min.
          example: 500000000
          in: query
          name: spending_max
          required: false
          schema:
            format: int64
            minimum: 0
            type: integer
        - description: Minimum balance, micro-units.
          example: 1000000
          in: query
          name: balance_min
          required: false
          schema:
            format: int64
            minimum: 0
            type: integer
        - description: Maximum balance, micro-units. Must not be below balance_min.
          example: 2500000000
          in: query
          name: balance_max
          required: false
          schema:
            format: int64
            minimum: 0
            type: integer
        - description: Exactly 4 digits.
          example: '4242'
          in: query
          name: last_four_digit
          required: false
          schema:
            pattern: ^[0-9]{4}$
            type: string
        - description: Exactly 6 digits.
          example: '000000'
          in: query
          name: first_six_digit
          required: false
          schema:
            pattern: ^[0-9]{6}$
            type: string
        - description: Cardholder name, at most 255 characters.
          example: Adaeze Okafor
          in: query
          name: cardholder_name
          required: false
          schema:
            maxLength: 255
            type: string
        - description: Cardholder email, at most 255 characters.
          example: adaeze.okafor@example.com
          in: query
          name: email
          required: false
          schema:
            maxLength: 255
            type: string
        - description: Free-text search, at most 255 characters.
          example: Okafor
          in: query
          name: search
          required: false
          schema:
            maxLength: 255
            type: string
        - description: Card brand.
          example: visa
          in: query
          name: card_brand
          required: false
          schema:
            enum:
              - visa
              - mastercard
            type: string
        - description: Provisioning status (processing, completed, failed).
          example: completed
          in: query
          name: created_status
          required: false
          schema:
            type: string
        - description: Contactless enabled.
          example: false
          in: query
          name: contactless_payment
          required: false
          schema:
            type: boolean
        - description: Only cards with (true) or without (false) a webhook_url.
          example: true
          in: query
          name: has_webhook
          required: false
          schema:
            type: boolean
        - description: Channel the card was created from.
          example: api
          in: query
          name: initiated_from
          required: false
          schema:
            type: string
        - description: Stablecoin network of the card address.
          example: base
          in: query
          name: stablecoin_network
          required: false
          schema:
            type: string
      responses:
        '200':
          content:
            application/json:
              examples:
                empty:
                  summary: No card matches the filters
                  value:
                    data:
                      cards: []
                      page_info:
                        has_next_page: false
                        has_previous_page: false
                    message: Cards retrieved successfully
                    success: true
                    timestamp: '2026-10-30T09:15:02.481Z'
                first_page:
                  summary: First page of two, more to come
                  value:
                    data:
                      cards:
                        - available_actions:
                            - FUND
                            - WITHDRAW
                            - FREEZE
                            - UPDATE_LIMITS
                            - TERMINATE
                          balance_amount: '25000000'
                          balance_breakdown: null
                          balance_currency: USD
                          billing_address:
                            city: Miami
                            country: United States
                            line1: 3401 N. Miami, Ave. Ste 230
                            line2: ''
                            postal_code: '33127'
                            state: Florida
                          business_spend: null
                          card_brand: visa
                          card_limits:
                            daily_limit: '500000000'
                            transaction_limit: '100000000'
                          card_program: prepaid
                          card_type: virtual
                          company_id: 019a3b5c-1a2b-7c3d-8e4f-5a6b7c8d9e01
                          contactless_payment: false
                          created_at: '2026-10-28T14:02:11Z'
                          created_by: 019a3b5c-1a2b-7c3d-8e4f-5a6b7c8d9e01
                          created_status: completed
                          customer_id: 019a3b5c-3e5f-7a1b-8c2d-4e5f6a7b8c61
                          display_amount: 25
                          first_six_digit: '000000'
                          id: 019a3b5c-2c4d-7e6f-8a9b-0c1d2e3f4a51
                          last_four_digit: '4242'
                          masked_pan: 000000******4242
                          name: Adaeze Okafor
                          nickname: ''
                          reference: ref_sbx_4f9c2a71
                          status: active
                          updated_at: '2026-10-30T09:14:58Z'
                          user_metadata: '{"employee_id":"E-1042"}'
                          webhook_url: https://example.com/webhooks/cards
                        - available_actions:
                            - UNFREEZE
                            - UPDATE_LIMITS
                            - TERMINATE
                          balance_amount: '0'
                          balance_breakdown: null
                          balance_currency: USD
                          billing_address:
                            city: Miami
                            country: United States
                            line1: 3401 N. Miami, Ave. Ste 230
                            line2: ''
                            postal_code: '33127'
                            state: Florida
                          business_spend: null
                          card_brand: mastercard
                          card_limits: null
                          card_program: prepaid
                          card_type: virtual
                          company_id: 019a3b5c-1a2b-7c3d-8e4f-5a6b7c8d9e01
                          contactless_payment: false
                          created_at: '2026-10-21T08:30:45Z'
                          created_by: 019a3b5c-1a2b-7c3d-8e4f-5a6b7c8d9e01
                          created_status: completed
                          customer_id: 019a3b5c-3e5f-7a1b-8c2d-4e5f6a7b8c63
                          display_amount: 0
                          first_six_digit: '000000'
                          id: 019a3b5c-2c4d-7e6f-9a9b-0c1d2e3f4a52
                          last_four_digit: '8810'
                          masked_pan: 000000******8810
                          name: Tunde Bakare
                          nickname: ''
                          reference: ref_sbx_9b21c7e0
                          status: frozen
                          updated_at: '2026-10-29T18:40:12Z'
                          user_metadata: '{}'
                      page_info:
                        has_next_page: true
                        has_previous_page: false
                        next_cursor: >-
                          eyJ0aW1lc3RhbXAiOiIyMDI2LTEwLTI5VDE4OjQwOjEyWiIsImlkIjoiMDE5YTNiNWMtMmM0ZC03ZTZmLTlhOWItMGMxZDJlM2Y0YTUyIn0
                    message: Cards retrieved successfully
                    success: true
                    timestamp: '2026-10-30T09:15:02.481Z'
              schema:
                allOf:
                  - $ref: '#/components/schemas/Envelope'
                  - properties:
                      data:
                        $ref: '#/components/schemas/CardsCardPage'
                    type: object
          description: OK
        '400':
          content:
            application/json:
              examples:
                invalid_card_brand:
                  summary: card_brand is not visa or mastercard
                  value:
                    error:
                      code: BAD_REQUEST
                      message: Invalid card_brand, expected visa or mastercard
                    request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f00a1
                    success: false
                    timestamp: '2026-10-30T09:15:02.481Z'
                invalid_card_id:
                  summary: card_id is not a UUID
                  value:
                    error:
                      code: BAD_REQUEST
                      message: Invalid card_id, expected a UUID
                    request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f009c
                    success: false
                    timestamp: '2026-10-30T09:15:02.481Z'
                invalid_last_four:
                  summary: last_four_digit is not 4 digits
                  value:
                    error:
                      code: BAD_REQUEST
                      message: Invalid last_four_digit, expected exactly 4 digits
                    request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f009d
                    success: false
                    timestamp: '2026-10-30T09:15:02.481Z'
                invalid_period:
                  summary: Unknown period
                  value:
                    error:
                      code: BAD_REQUEST
                      message: >-
                        invalid period: must be one of all_time, last_7_days,
                        last_1_month, last_3_months, last_6_months,
                        last_12_months, year_to_date, custom
                    request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f00a0
                    success: false
                    timestamp: '2026-10-30T09:15:02.481Z'
                period_with_dates:
                  summary: period combined with created_after/created_before
                  value:
                    error:
                      code: BAD_REQUEST
                      message: >-
                        period cannot be combined with
                        created_after/created_before
                    request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f009f
                    success: false
                    timestamp: '2026-10-30T09:15:02.481Z'
                spending_range:
                  summary: spending_min is above spending_max
                  value:
                    error:
                      code: BAD_REQUEST
                      message: spending_min must not exceed spending_max
                    request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f009e
                    success: false
                    timestamp: '2026-10-30T09:15:02.481Z'
              schema:
                oneOf:
                  - $ref: '#/components/schemas/ErrorEnvelope'
                  - $ref: '#/components/schemas/Problem'
          description: >-
            A filter is malformed. The handler answers with the envelope; the
            card service answers an unknown status, card_type value with a
            Problem (VALIDATION_ERROR).
          headers:
            X-Correlation-ID:
              $ref: '#/components/headers/X-Correlation-ID'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '403':
          $ref: '#/components/responses/Forbidden'
        '408':
          $ref: '#/components/responses/RequestTimeout'
        '429':
          $ref: '#/components/responses/TooManyRequests'
        '500':
          $ref: '#/components/responses/ServerError'
        '503':
          $ref: '#/components/responses/ServiceUnavailable'
components:
  schemas:
    Envelope:
      description: >-
        Successful responses are wrapped in this envelope, and so are errors a
        handler answers itself (request body and field validation, some
        not-found and conflict cases, ORG_NOT_ACTIVE): success is false and
        error carries a code and message. Errors raised by authentication and by
        the services behind a handler are a Problem instead.
      properties:
        data:
          description: >-
            The payload; its shape is given per operation. Omitted when there is
            none.
        error:
          $ref: '#/components/schemas/ErrorInfo'
        message:
          description: Human-readable summary; omitted when empty.
          type: string
        metadata:
          $ref: '#/components/schemas/Pagination'
        request_id:
          description: >-
            Set on error envelopes: the request's correlation id (req_ followed
            by a UUID), the same value as the X-Correlation-ID response header.
            Quote it to support.
          type: string
        success:
          description: true on success
          type: boolean
        timestamp:
          description: When the response was written.
          format: date-time
          type: string
      required:
        - success
        - timestamp
      type: object
    CardsCardPage:
      properties:
        cards:
          items:
            $ref: '#/components/schemas/CardsCard'
          type: array
        page_info:
          $ref: '#/components/schemas/CardsPageInfo'
      type: object
    ErrorEnvelope:
      allOf:
        - $ref: '#/components/schemas/Envelope'
        - properties:
            success:
              const: false
          required:
            - error
          type: object
      description: >-
        The envelope as an error: success is false, error is set, data is
        absent.
    Problem:
      description: >-
        RFC 7807 problem. Returned when authentication fails and for errors
        raised by the services behind a handler (validation, domain refusals
        such as FEATURE_NOT_ENABLED or PRECONDITION_FAILED, partner outages);
        branch on code.
      properties:
        code:
          description: >-
            Machine-readable; branch on this, not on the status or the wording.
            For example VALIDATION_ERROR, UNAUTHORIZED, FORBIDDEN,
            FEATURE_NOT_ENABLED, PERSONAL_WORKSPACE_CUSTOMERS,
            TIER_PRODUCT_LOCKED, NOT_FOUND, DUPLICATE_KEY_ERROR, ALREADY_EXISTS,
            PRECONDITION_FAILED, INSUFFICIENT_FUNDS, TIER_LIMIT_REACHED,
            RATE_LIMIT_EXCEEDED, TIMEOUT, SERVICE_UNAVAILABLE,
            LIMITS_UNAVAILABLE, PLATFORM_PAUSED, INTERNAL_ERROR.
          type: string
        correlation_id:
          description: >-
            The request's correlation id, the same value as the X-Correlation-ID
            response header.
          type: string
        detail:
          description: >-
            What went wrong for this request, safe to show; internal and partner
            failures carry a generic sentence.
          type: string
        extensions:
          additionalProperties: true
          description: >-
            Code-specific facts, for example feature_key (FEATURE_NOT_ENABLED),
            field or field_violations (VALIDATION_ERROR), rail, window, limit,
            used, requested and remaining (TIER_LIMIT_REACHED), scope
            (PLATFORM_PAUSED).
          type: object
        instance:
          type: string
        request_id:
          description: Equal to correlation_id.
          type: string
        status:
          description: The HTTP status, repeated.
          type: integer
        timestamp:
          format: date-time
          type: string
        title:
          description: >-
            Short summary of the code, for example Validation Error or Feature
            Not Enabled.
          type: string
        type:
          description: https://api.bitnob.com/errors/{code}
          format: uri
          type: string
      required:
        - type
        - title
        - status
        - code
        - timestamp
      type: object
    ErrorInfo:
      properties:
        code:
          description: >-
            Machine-readable, for example BAD_REQUEST, NOT_FOUND, CONFLICT,
            ORG_NOT_ACTIVE, RATE_LIMIT_EXCEEDED, SERVICE_UNAVAILABLE,
            INTERNAL_ERROR.
          type: string
        details:
          additionalProperties: true
          description: >-
            For field validation, a map of field name to message ("email":
            "Email must be a valid email address"); for a body that does not
            decode, the offending field.
          type: object
        message:
          type: string
      required:
        - message
      type: object
    Pagination:
      description: >-
        List metadata. Page lists set page, per_page, total and total_pages;
        offset and cursor lists set limit, offset, has_more and next_cursor.
        Zero and empty fields are omitted, and metadata is absent when nothing
        is set.
      properties:
        has_more:
          type: boolean
        limit:
          type: integer
        next_cursor:
          description: Opaque; pass as cursor for the next page.
          type: string
        offset:
          type: integer
        page:
          type: integer
        per_page:
          type: integer
        total:
          type: integer
        total_pages:
          type: integer
      type: object
    CardsCard:
      description: A card. Optional string fields are omitted when unset.
      properties:
        available_actions:
          items:
            enum:
              - FUND
              - WITHDRAW
              - FREEZE
              - UNFREEZE
              - TERMINATE
              - UPDATE_LIMITS
            type: string
          type: array
        balance_amount:
          description: Balance, micro-units (1 USD = 1,000,000).
          pattern: ^-?[0-9]+$
          type: string
        balance_breakdown:
          description: >-
            Null without a live balance read (lists, terminated cards, read
            failure).
          oneOf:
            - $ref: '#/components/schemas/CardsBalanceBreakdown'
            - type: 'null'
        balance_currency:
          type: string
        billing_address:
          oneOf:
            - $ref: '#/components/schemas/CardsBillingAddress'
            - type: 'null'
        business_spend:
          oneOf:
            - $ref: '#/components/schemas/CardsBusinessSpend'
            - type: 'null'
        card_brand:
          type: string
        card_limits:
          oneOf:
            - $ref: '#/components/schemas/CardsCardLimits'
            - type: 'null'
        card_program:
          enum:
            - prepaid
            - collateral
            - collateral_business
          type: string
        card_type:
          enum:
            - virtual
            - physical
            - lite
          type: string
        company_id:
          format: uuid
          type: string
        contactless_payment:
          type: boolean
        created_at:
          format: date-time
          type: string
        created_by:
          type: string
        created_status:
          enum:
            - processing
            - completed
            - failed
          type: string
        customer_id:
          format: uuid
          type: string
        display_amount:
          description: Balance in major units (USD).
          type: number
        display_spent_current_month:
          type: number
        display_topup_current_month:
          type: number
        failure_reason:
          type: string
        first_six_digit:
          description: >-
            Always "000000": the BIN is redacted on every card, including one
            still provisioning (empty masked_pan).
          type: string
        id:
          format: uuid
          type: string
        last_four_digit:
          type: string
        masked_pan:
          type: string
        name:
          type: string
        nickname:
          description: Company label; empty when none.
          type: string
        preferred_name:
          type: string
        reference:
          type: string
        spent_current_month:
          description: Present when aggregates are included, micro-units.
          pattern: ^-?[0-9]+$
          type: string
        stablecoin_address:
          type: string
        stablecoin_network:
          type: string
        status:
          enum:
            - pending
            - active
            - frozen
            - blocked
            - pending_termination
            - terminated
            - failed
          type: string
        terminated_at:
          type: string
        termination_reason:
          type: string
        topup_current_month:
          description: Present when aggregates are included, micro-units.
          pattern: ^-?[0-9]+$
          type: string
        updated_at:
          format: date-time
          type: string
        user_metadata:
          description: JSON string; "{}" when unset.
          type: string
        webhook_url:
          type: string
      required:
        - id
        - company_id
        - customer_id
        - card_type
        - status
        - created_status
        - masked_pan
        - balance_amount
        - balance_currency
        - card_program
        - available_actions
        - display_amount
        - contactless_payment
        - card_limits
        - nickname
        - business_spend
        - balance_breakdown
        - user_metadata
        - billing_address
        - created_by
        - created_at
        - updated_at
      type: object
    CardsPageInfo:
      description: Cursor pagination state.
      properties:
        has_next_page:
          type: boolean
        has_previous_page:
          type: boolean
        next_cursor:
          type: string
        previous_cursor:
          type: string
        total:
          format: int32
          type: integer
      type: object
    CardsBalanceBreakdown:
      description: Live split of balance_amount.
      properties:
        amount_due:
          description: Owed to our partner, micro-units.
          pattern: ^-?[0-9]+$
          type: string
        as_of:
          description: When our partner was read; may be cached up to 5 minutes.
          format: date-time
          type: string
        available:
          description: Spendable now, micro-units. Equals balance_amount.
          pattern: ^-?[0-9]+$
          type: string
        currency:
          description: ISO 4217.
          type: string
        non_withdrawable:
          description: Spendable but not withdrawable, micro-units.
          pattern: ^-?[0-9]+$
          type: string
        pending:
          description: >-
            Authorization holds, micro-units; null when our partner does not
            report them.
          pattern: ^-?[0-9]+$
          type:
            - string
            - 'null'
        scope:
          enum:
            - CARD
            - SHARED_POOL
          type: string
        withdrawable:
          description: Withdrawable, micro-units.
          pattern: ^-?[0-9]+$
          type: string
      type: object
    CardsBillingAddress:
      properties:
        city:
          type: string
        country:
          type: string
        line1:
          type: string
        line2:
          type: string
        postal_code:
          type: string
        state:
          type: string
      type: object
    CardsBusinessSpend:
      description: Business card limit and spend, in cents.
      properties:
        available_to_spend:
          description: Cents.
          format: int64
          type: integer
        limit_amount:
          description: Cents; 0 means no card limit.
          format: int64
          type: integer
        limit_frequency:
          description: Empty means no card limit.
          type: string
        spent_in_period:
          description: Cents.
          format: int64
          type: integer
      type: object
    CardsCardLimits:
      description: Set limits only; unset keys are omitted.
      properties:
        all_time_limit:
          description: all_time_limit, micro-units.
          pattern: ^-?[0-9]+$
          type: string
        daily_limit:
          description: daily_limit, micro-units.
          pattern: ^-?[0-9]+$
          type: string
        monthly_limit:
          description: monthly_limit, micro-units.
          pattern: ^-?[0-9]+$
          type: string
        transaction_limit:
          description: transaction_limit, micro-units.
          pattern: ^-?[0-9]+$
          type: string
        weekly_limit:
          description: weekly_limit, micro-units.
          pattern: ^-?[0-9]+$
          type: string
        yearly_limit:
          description: yearly_limit, micro-units.
          pattern: ^-?[0-9]+$
          type: string
      type: object
  headers:
    X-Correlation-ID:
      description: >-
        Generated for every request (any value the client sends is ignored);
        quote it to support. Errors repeat it as request_id and correlation_id.
      example: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
      schema:
        type: string
    Retry-After:
      description: Seconds to wait before retrying.
      example: 1
      schema:
        minimum: 0
        type: integer
    X-RateLimit-Limit:
      description: Requests allowed per window by the per-IP limiter (500 a minute).
      example: 500
      schema:
        type: integer
    X-RateLimit-Remaining:
      description: Requests left in the current window.
      example: 0
      schema:
        type: integer
    X-RateLimit-Reset:
      description: Seconds until the window resets.
      example: 37
      schema:
        type: integer
  responses:
    Unauthorized:
      content:
        application/json:
          examples:
            unauthorized_auth_failed:
              $ref: '#/components/examples/UnauthorizedAuthFailed'
            unauthorized_invalid_secret:
              $ref: '#/components/examples/UnauthorizedInvalidSecret'
            unauthorized_invalid_signature:
              $ref: '#/components/examples/UnauthorizedInvalidSignature'
            unauthorized_locked_out:
              $ref: '#/components/examples/UnauthorizedLockedOut'
          schema:
            $ref: '#/components/schemas/Problem'
      description: >-
        Authentication failed: a signing header is missing or malformed, the
        timestamp is more than 5 minutes off, the signature or secret is wrong,
        or the client is locked out after failed checks (UNAUTHORIZED).
      headers:
        X-Correlation-ID:
          $ref: '#/components/headers/X-Correlation-ID'
    Forbidden:
      content:
        application/json:
          examples:
            account_transactions_paused:
              $ref: '#/components/examples/AccountTransactionsPaused'
            client_inactive:
              $ref: '#/components/examples/ClientInactive'
            feature_not_enabled:
              $ref: '#/components/examples/FeatureNotEnabled'
            ip_not_whitelisted:
              $ref: '#/components/examples/IPNotWhitelisted'
            org_not_active:
              $ref: '#/components/examples/OrgNotActive'
            org_not_active_live:
              $ref: '#/components/examples/OrgNotActiveLive'
            tier_product_locked:
              $ref: '#/components/examples/TierProductLocked'
          schema:
            oneOf:
              - $ref: '#/components/schemas/ErrorEnvelope'
              - $ref: '#/components/schemas/Problem'
      description: >-
        Not allowed: the request's IP is not on the key's allowlist, the client
        is inactive, a live key is used before the organisation is active
        (ORG_NOT_ACTIVE), a feature is off (FEATURE_NOT_ENABLED), or the
        organisation's tier does not include the product (TIER_PRODUCT_LOCKED).
      headers:
        X-Correlation-ID:
          $ref: '#/components/headers/X-Correlation-ID'
    RequestTimeout:
      content:
        application/json:
          examples:
            request_timeout:
              $ref: '#/components/examples/RequestTimeout'
          schema:
            $ref: '#/components/schemas/Problem'
      description: >-
        The request ran past its deadline (TIMEOUT); retry, with the same
        reference for writes.
      headers:
        X-Correlation-ID:
          $ref: '#/components/headers/X-Correlation-ID'
    TooManyRequests:
      content:
        application/json:
          examples:
            rate_limited:
              $ref: '#/components/examples/RateLimited'
            rate_limited_envelope:
              $ref: '#/components/examples/RateLimitedEnvelope'
          schema:
            oneOf:
              - $ref: '#/components/schemas/ErrorEnvelope'
              - $ref: '#/components/schemas/Problem'
      description: >-
        Rate limited. The per-IP limiter (500 requests a minute) answers with a
        Problem and Retry-After; operation-specific throttles answer with the
        envelope.
      headers:
        Retry-After:
          $ref: '#/components/headers/Retry-After'
        X-Correlation-ID:
          $ref: '#/components/headers/X-Correlation-ID'
        X-RateLimit-Limit:
          $ref: '#/components/headers/X-RateLimit-Limit'
        X-RateLimit-Remaining:
          $ref: '#/components/headers/X-RateLimit-Remaining'
        X-RateLimit-Reset:
          $ref: '#/components/headers/X-RateLimit-Reset'
    ServerError:
      content:
        application/json:
          examples:
            internal_error:
              $ref: '#/components/examples/InternalError'
            internal_error_envelope:
              $ref: '#/components/examples/InternalErrorEnvelope'
            internal_error_unhandled:
              $ref: '#/components/examples/InternalErrorUnhandled'
          schema:
            oneOf:
              - $ref: '#/components/schemas/ErrorEnvelope'
              - $ref: '#/components/schemas/Problem'
      description: >-
        Something failed on our side; safe to retry idempotent requests
        (INTERNAL_ERROR).
      headers:
        X-Correlation-ID:
          $ref: '#/components/headers/X-Correlation-ID'
    ServiceUnavailable:
      content:
        application/json:
          examples:
            auth_service_busy:
              $ref: '#/components/examples/AuthServiceBusy'
            auth_service_unavailable:
              $ref: '#/components/examples/AuthServiceUnavailable'
            limits_unavailable:
              $ref: '#/components/examples/LimitsUnavailable'
            platform_paused:
              $ref: '#/components/examples/PlatformPaused'
            partner_unavailable:
              $ref: '#/components/examples/PartnerUnavailable'
            service_unavailable_envelope:
              $ref: '#/components/examples/ServiceUnavailableEnvelope'
          schema:
            oneOf:
              - $ref: '#/components/schemas/ErrorEnvelope'
              - $ref: '#/components/schemas/Problem'
      description: >-
        Temporarily unavailable; retry later. The identity service could not
        check the credentials (sent with Retry-After), a partner is down
        (SERVICE_UNAVAILABLE), the limits check could not run
        (LIMITS_UNAVAILABLE), or a platform control paused money movement
        (PLATFORM_PAUSED).
      headers:
        Retry-After:
          $ref: '#/components/headers/Retry-After'
        X-Correlation-ID:
          $ref: '#/components/headers/X-Correlation-ID'
  examples:
    UnauthorizedAuthFailed:
      description: >-
        Returned when X-Auth-Client, X-Auth-Timestamp, X-Auth-Nonce or
        X-Auth-Signature is missing, the nonce is not 8 to 128 characters, the
        signature is not hex, or the timestamp is more than 5 minutes from the
        server's clock. The detail does not say which; check each.
      summary: A signing header is missing or malformed, or the timestamp is stale
      value:
        code: UNAUTHORIZED
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: Authentication failed
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 401
        timestamp: '2026-10-30T09:15:02Z'
        title: Unauthorized
        type: https://api.bitnob.com/errors/UNAUTHORIZED
    UnauthorizedInvalidSecret:
      summary: 'Secret mode: the client id or secret is wrong'
      value:
        code: UNAUTHORIZED
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: Invalid credentials
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 401
        timestamp: '2026-10-30T09:15:02Z'
        title: Unauthorized
        type: https://api.bitnob.com/errors/UNAUTHORIZED
    UnauthorizedInvalidSignature:
      description: >-
        The detail is the identity service's reason when it gives one (an
        unknown client or a reused nonce reads differently); Invalid signature
        otherwise.
      summary: The signature does not match
      value:
        code: UNAUTHORIZED
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: Invalid signature
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 401
        timestamp: '2026-10-30T09:15:02Z'
        title: Unauthorized
        type: https://api.bitnob.com/errors/UNAUTHORIZED
    UnauthorizedLockedOut:
      summary: Too many failed credential checks
      value:
        code: UNAUTHORIZED
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: Too many failed credential checks; retry later
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 401
        timestamp: '2026-10-30T09:15:02Z'
        title: Unauthorized
        type: https://api.bitnob.com/errors/UNAUTHORIZED
    AccountTransactionsPaused:
      summary: Money movement is paused on this account
      value:
        code: FEATURE_NOT_ENABLED
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: >-
          Transactions on this account are currently paused. Contact support if
          you did not request this.
        extensions:
          feature_key: send_fiat
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 403
        timestamp: '2026-10-30T09:15:02Z'
        title: Account Transactions Paused
        type: https://api.bitnob.com/errors/FEATURE_NOT_ENABLED
    ClientInactive:
      summary: The API key's client is deactivated
      value:
        code: FORBIDDEN
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: Client account is inactive
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 403
        timestamp: '2026-10-30T09:15:02Z'
        title: Forbidden
        type: https://api.bitnob.com/errors/FORBIDDEN
    FeatureNotEnabled:
      description: feature_key names the feature that refused the call.
      summary: The feature is off for this organisation
      value:
        code: FEATURE_NOT_ENABLED
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: The fiat payouts feature is currently not available.
        extensions:
          feature_key: send_fiat
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 403
        timestamp: '2026-10-30T09:15:02Z'
        title: Feature Not Enabled
        type: https://api.bitnob.com/errors/FEATURE_NOT_ENABLED
    IPNotWhitelisted:
      summary: The request came from an IP not on the key's allowlist
      value:
        code: FORBIDDEN
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: IP address not whitelisted
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 403
        timestamp: '2026-10-30T09:15:02Z'
        title: Forbidden
        type: https://api.bitnob.com/errors/FORBIDDEN
    OrgNotActive:
      description: Live keys only; sandbox requests pass.
      summary: A money-moving operation from an organisation that is not active
      value:
        error:
          code: ORG_NOT_ACTIVE
          message: >-
            Your organisation is not currently active. Please contact your
            administrator.
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        success: false
        timestamp: '2026-10-30T09:15:02.481Z'
    OrgNotActiveLive:
      description: Sandbox keys are never refused this way.
      summary: A live key on an organisation that is not active yet
      value:
        error:
          code: ORG_NOT_ACTIVE
          message: >-
            Your business isn't active yet, so live isn't available. Use your
            sandbox keys until it's activated.
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        success: false
        timestamp: '2026-10-30T09:15:02.481Z'
    TierProductLocked:
      summary: The organisation's tier does not include the product
      value:
        code: TIER_PRODUCT_LOCKED
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: >-
          Your account's tier 1 does not include USD wire transfers. Upgrade to
          tier 2 to unlock it.
        extensions:
          product: usd_wire
          required_tier: '2'
          tier: '1'
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 403
        timestamp: '2026-10-30T09:15:02Z'
        title: Not Available On Your Tier
        type: https://api.bitnob.com/errors/TIER_PRODUCT_LOCKED
    RequestTimeout:
      summary: The request ran past its deadline
      value:
        code: TIMEOUT
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: The request took too long to complete. Please try again.
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 408
        timestamp: '2026-10-30T09:15:02Z'
        title: Request Timeout
        type: https://api.bitnob.com/errors/TIMEOUT
    RateLimited:
      summary: The per-IP limit (500 requests a minute) is reached
      value:
        code: RATE_LIMIT_EXCEEDED
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: Too many requests. Please try again later.
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 429
        timestamp: '2026-10-30T09:15:02Z'
        title: Rate Limit Exceeded
        type: https://api.bitnob.com/errors/RATE_LIMIT_EXCEEDED
    RateLimitedEnvelope:
      summary: An operation-specific throttle (answered by the handler)
      value:
        error:
          code: RATE_LIMIT_EXCEEDED
          message: >-
            a verification link was sent to this customer in the last minute;
            try again shortly
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        success: false
        timestamp: '2026-10-30T09:15:02.481Z'
    InternalError:
      summary: Something failed on our side
      value:
        code: INTERNAL_ERROR
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: An internal error occurred. Please try again later.
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 500
        timestamp: '2026-10-30T09:15:02Z'
        title: Internal Server Error
        type: https://api.bitnob.com/errors/INTERNAL_ERROR
    InternalErrorEnvelope:
      summary: A failure answered by the handler
      value:
        error:
          code: INTERNAL_ERROR
          message: Failed to list transactions
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        success: false
        timestamp: '2026-10-30T09:15:02.481Z'
    InternalErrorUnhandled:
      summary: An unexpected failure
      value:
        code: INTERNAL_ERROR
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: An internal server error occurred
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 500
        timestamp: '2026-10-30T09:15:02Z'
        title: Internal Server Error
        type: https://api.bitnob.com/errors/INTERNAL_ERROR
    AuthServiceBusy:
      description: 'Sent with Retry-After: 1.'
      summary: Too many large signed bodies are being checked at once
      value:
        code: SERVICE_UNAVAILABLE
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: Authentication service is busy, retry shortly
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 503
        timestamp: '2026-10-30T09:15:02Z'
        title: Service Unavailable
        type: https://api.bitnob.com/errors/SERVICE_UNAVAILABLE
    AuthServiceUnavailable:
      description: 'Sent with Retry-After: 1. The detail is worded exactly like this today.'
      summary: The identity service could not be reached to check the credentials
      value:
        code: SERVICE_UNAVAILABLE
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: Service Authentication service unavailable is currently unavailable
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 503
        timestamp: '2026-10-30T09:15:02Z'
        title: Service Unavailable
        type: https://api.bitnob.com/errors/SERVICE_UNAVAILABLE
    LimitsUnavailable:
      summary: The tier limit check could not run
      value:
        code: LIMITS_UNAVAILABLE
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: >-
          We could not verify your account limits right now. Please try again
          shortly.
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 503
        timestamp: '2026-10-30T09:15:02Z'
        title: Limits Unavailable
        type: https://api.bitnob.com/errors/LIMITS_UNAVAILABLE
    PlatformPaused:
      summary: Money movement is paused by a platform control
      value:
        code: PLATFORM_PAUSED
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: >-
          Money movement is temporarily paused. Nothing is lost — requests can
          be retried once the pause lifts.
        extensions:
          scope: asset:BTC
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 503
        timestamp: '2026-10-30T09:15:02Z'
        title: Money Movement Paused
        type: https://api.bitnob.com/errors/PLATFORM_PAUSED
    PartnerUnavailable:
      summary: A partner or internal service is unavailable
      value:
        code: SERVICE_UNAVAILABLE
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: Service is temporarily unavailable. Please try again later.
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 503
        timestamp: '2026-10-30T09:15:02Z'
        title: Service Unavailable
        type: https://api.bitnob.com/errors/SERVICE_UNAVAILABLE
    ServiceUnavailableEnvelope:
      summary: Unavailable (answered by the handler)
      value:
        error:
          code: SERVICE_UNAVAILABLE
          message: LNURL payments are temporarily disabled
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        success: false
        timestamp: '2026-10-30T09:15:02.481Z'
  securitySchemes:
    BitnobClientId:
      type: apiKey
      in: header
      name: X-Auth-Client
      description: |
        Your workspace client id.

        All calls must include four headers:
        - `X-Auth-Client`   — your workspace client id
        - `X-Auth-Timestamp` — Unix seconds
        - `X-Auth-Nonce`    — 16-byte random hex
        - `X-Auth-Signature` — hex(HMAC-SHA256(
          `{client_id}:{timestamp}:{nonce}:{raw_body}`,
          client_secret))

        The playground computes the timestamp, nonce and signature for you.
    BitnobClientSecret:
      type: apiKey
      in: header
      name: X-Playground-Client-Secret
      description: >
        Your sandbox client secret. The playground uses it to sign the request
        in your browser and removes it before the request is sent. Never send
        your client secret as a header in your own integration.

````

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