> ## Documentation Index
> Fetch the complete documentation index at: https://www.bitnob.dev/llms.txt
> Use this file to discover all available pages before exploring further.

> ## Agent Instructions
> Bitnob API requests authenticate with an `X-Auth-Client` API key header against https://api.bitnob.com.
> Always use the sandbox environment for testing. Never put live API keys in sample code.
> Money amounts are integers in the smallest unit of the currency (satoshis for BTC, cents for fiat). Never use floats.
> Every state-changing request takes a client-supplied `reference` and must be treated as idempotent on retry.
> Quotes expire. Re-quote rather than reusing a stale quote id.

# Start corporate KYB

> Starts KYB for corporate cards, for an existing business customer (customer_id) or a new one. Send the returned completion_link to the business to finish verification.



## OpenAPI

````yaml /api-collections/swagger/bitnob-api-v2.openapi.json post /api/cards/kyc/corporate
openapi: 3.1.0
info:
  description: >-
    The Bitnob API for businesses: customers, virtual accounts, cards, payouts,
    crypto addresses and transfers, Lightning, trading and exchange rates.


    ## Authentication

    Every request is signed with your API key's client id and secret.


    **Signed requests (recommended).** Send:

    - `X-Auth-Client`: your client id

    - `X-Auth-Timestamp`: the current Unix time in seconds; requests more than 5
    minutes off are refused

    - `X-Auth-Nonce`: a unique random string for this request

    - `X-Auth-Signature`: hex HMAC-SHA256 of
    `{client_id}:{timestamp}:{nonce}:{body}` using your secret, where body is
    the raw request body (empty for GET)


    **Secret mode.** Send `X-Auth-Client` and `X-Auth-Secret` instead. Simpler,
    but the secret travels with every request.


    Live keys work only for an active organisation; sandbox keys work at any
    time. `ANY /api/whoami` echoes the authenticated client and is the quickest
    way to check your signing.


    ## Responses

    Successful responses are wrapped in an envelope with `success`, `message`,
    `data` and, on lists, `metadata`. Errors come either as the envelope with
    `success: false` and an `error` object, or as an RFC 7807 problem with a
    machine-readable `code`; branch on the code.


    Every response carries an `X-Correlation-ID` header; errors repeat it as
    `request_id`. Quote it to support.



    Every request passes a per-IP rate limit of 500 requests a minute (429 with
    `Retry-After`).



    This document is maintained by hand and checked against the route table on
    every build: every /api route is listed here.
  title: Bitnob API
  version: 1.0.0
servers:
  - description: Production
    url: https://api.bitnob.com
security:
  - BitnobClientId: []
    BitnobClientSecret: []
tags:
  - description: Check that your requests are signed correctly.
    name: Authentication
  - description: >-
      The people and businesses you serve. Creating and editing them needs the
      customers feature.
    name: Customers
  - description: >-
      Naira accounts that receive bank transfers, for your company or for a
      customer.
    name: Virtual accounts
  - description: Crypto deposit addresses, for your company or for a customer.
    name: Addresses
  - description: >-
      Virtual cards: issue, fund, withdraw, freeze, terminate, and the card KYC
      and corporate onboarding behind them.
    name: Cards
  - description: 'Pay out to bank accounts and mobile money: quote, initialize, finalize.'
    name: Payouts
  - description: Saved payout recipients.
    name: Beneficiaries
  - description: Banks and account lookups for payouts.
    name: Banks
  - description: Balance transfers between Bitnob organisations.
    name: Transfers
  - description: Crypto withdrawals.
    name: Withdrawals
  - description: Lightning invoices and payments.
    name: Lightning
  - description: Lightning addresses, LNURL withdraw links and LNURL payments.
    name: LNURL
  - description: Blockchain node access.
    name: Nodes
  - description: Quotes and orders for buying and selling.
    name: Trading
  - description: Rates and conversions.
    name: Exchange rates
  - description: Your transaction history.
    name: Transactions
  - description: Wallet balances.
    name: Balances
paths:
  /api/cards/kyc/corporate:
    post:
      tags:
        - Cards
      summary: Start corporate KYB
      description: >-
        Starts KYB for corporate cards, for an existing business customer
        (customer_id) or a new one. Send the returned completion_link to the
        business to finish verification.
      operationId: cardsInitiateCorporateKyc
      requestBody:
        content:
          application/json:
            examples:
              existing_business:
                summary: Existing business customer
                value:
                  admin:
                    address:
                      city: Lagos
                      country: Nigeria
                      country_code: NG
                      line1: 12 Admiralty Way
                      postal_code: '106104'
                      region: Lagos
                    birth_date: '1985-02-17'
                    country_of_issue: NG
                    email: kwame.mensah@example.com
                    first_name: Kwame
                    is_terms_of_service_accepted: true
                    last_name: Mensah
                    national_id: '00000000000'
                    phone_country_code: '+234'
                    phone_number: '8000000002'
                  company_address:
                    city: Lagos
                    country: Nigeria
                    country_code: NG
                    line1: 4 Creek Road
                    line2: Apapa
                    postal_code: '102272'
                    region: Lagos
                  customer_id: 019a3b5c-4f60-7b2c-8d3e-5f6a7b8c9d71
                  entity:
                    description: Last-mile delivery across Lagos
                    expected_spend: '25000'
                    industry: '484110'
                    name: Acme Logistics Ltd
                    registration_number: RC0000001
                    tax_id: TIN-00000001
                    type: private_limited_company
                    website: https://acme-logistics.example.com
                  redirect_url: https://example.com/cards/kyb/done
                  ubos:
                    - address:
                        city: Lagos
                        country: Nigeria
                        country_code: NG
                        line1: 12 Admiralty Way
                        postal_code: '106104'
                        region: Lagos
                      birth_date: '1985-02-17'
                      country_of_issue: NG
                      email: kwame.mensah@example.com
                      first_name: Kwame
                      is_terms_of_service_accepted: true
                      last_name: Mensah
                      national_id: '00000000000'
                      ownership_percentage: 60
                      phone_country_code: '+234'
                      phone_number: '8000000002'
              inline_business:
                summary: New business customer created inline
                value:
                  admin:
                    address:
                      city: Lagos
                      country: Nigeria
                      country_code: NG
                      line1: 12 Admiralty Way
                      postal_code: '106104'
                      region: Lagos
                    birth_date: '1985-02-17'
                    country_of_issue: NG
                    email: kwame.mensah@example.com
                    first_name: Kwame
                    is_terms_of_service_accepted: true
                    last_name: Mensah
                    national_id: '00000000000'
                    phone_country_code: '+234'
                    phone_number: '8000000002'
                  company_address:
                    city: Lagos
                    country: Nigeria
                    country_code: NG
                    line1: 4 Creek Road
                    line2: Apapa
                    postal_code: '102272'
                    region: Lagos
                  customer:
                    business_name: Acme Logistics Ltd
                    city: Lagos
                    country: NGA
                    customer_type: business
                    date_of_birth: '1985-02-17'
                    email: cards@acme-logistics.example.com
                    first_name: Kwame
                    id_number: RC0000001
                    last_name: Mensah
                    line1: 4 Creek Road
                    postal_code: '102272'
                    registration_number: RC0000001
                    state: Lagos
                  entity:
                    description: Last-mile delivery across Lagos
                    expected_spend: '25000'
                    industry: '484110'
                    name: Acme Logistics Ltd
                    registration_number: RC0000001
                    tax_id: TIN-00000001
                    type: private_limited_company
                    website: https://acme-logistics.example.com
                  ubos:
                    - address:
                        city: Lagos
                        country: Nigeria
                        country_code: NG
                        line1: 12 Admiralty Way
                        postal_code: '106104'
                        region: Lagos
                      birth_date: '1985-02-17'
                      country_of_issue: NG
                      email: kwame.mensah@example.com
                      first_name: Kwame
                      is_terms_of_service_accepted: true
                      last_name: Mensah
                      national_id: '00000000000'
                      ownership_percentage: 60
                      phone_country_code: '+234'
                      phone_number: '8000000002'
            schema:
              $ref: '#/components/schemas/CardsInitiateCorporateKycRequest'
        required: true
      responses:
        '200':
          content:
            application/json:
              example:
                data:
                  completion_link: https://kyb.sandbox.example.com/s/sbx_2b8e61f4a9c3
                  customer_id: 019a3b5c-4f60-7b2c-8d3e-5f6a7b8c9d71
                  status: pending
                message: Corporate KYC initiated successfully
                success: true
                timestamp: '2026-10-30T09:15:02.481Z'
              schema:
                allOf:
                  - $ref: '#/components/schemas/Envelope'
                  - properties:
                      data:
                        $ref: '#/components/schemas/CardsCorporateKycResult'
                    type: object
          description: OK
        '400':
          content:
            application/json:
              examples:
                field_validation:
                  summary: Required blocks are missing
                  value:
                    error:
                      code: BAD_REQUEST
                      details:
                        admin: Admin is required
                        entity: Entity is required
                      message: Validation failed
                    request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f00c1
                    success: false
                    timestamp: '2026-10-30T09:15:02.481Z'
                invalid_body:
                  summary: The body is not valid JSON
                  value:
                    error:
                      code: BAD_REQUEST
                      message: Invalid request body
                    request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f00c0
                    success: false
                    timestamp: '2026-10-30T09:15:02.481Z'
                kyc_fee_insufficient_balance:
                  summary: The company cannot pay the KYB fee
                  value:
                    code: VALIDATION_ERROR
                    correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f00c6
                    detail: Insufficient company balance for the card KYC fee
                    extensions:
                      company_id: 019a3b5c-1a2b-7c3d-8e4f-5a6b7c8d9e01
                      error_code: KYC_FEE_INSUFFICIENT_BALANCE
                    request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f00c6
                    status: 400
                    timestamp: '2026-10-30T09:15:02Z'
                    title: Validation Error
                    type: https://api.bitnob.com/errors/VALIDATION_ERROR
                selector:
                  summary: Both customer_id and customer were sent
                  value:
                    error:
                      code: BAD_REQUEST
                      details:
                        customer: Provide either customer_id or customer, not both
                      message: Validation failed
                    request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f00c2
                    success: false
                    timestamp: '2026-10-30T09:15:02.481Z'
                tax_id_required:
                  summary: entity.tax_id or registration details are missing
                  value:
                    code: VALIDATION_ERROR
                    correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f00c3
                    detail: entity name, registration_number and tax_id are required
                    request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f00c3
                    status: 400
                    timestamp: '2026-10-30T09:15:02Z'
                    title: Validation Error
                    type: https://api.bitnob.com/errors/VALIDATION_ERROR
                terms_not_accepted:
                  summary: The admin has not accepted the terms
                  value:
                    code: VALIDATION_ERROR
                    correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f00c5
                    detail: terms of service must be accepted
                    request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f00c5
                    status: 400
                    timestamp: '2026-10-30T09:15:02Z'
                    title: Validation Error
                    type: https://api.bitnob.com/errors/VALIDATION_ERROR
                ubo_required:
                  summary: No UBO listed
                  value:
                    code: VALIDATION_ERROR
                    correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f00c4
                    detail: at least one UBO is required
                    request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f00c4
                    status: 400
                    timestamp: '2026-10-30T09:15:02Z'
                    title: Validation Error
                    type: https://api.bitnob.com/errors/VALIDATION_ERROR
              schema:
                oneOf:
                  - $ref: '#/components/schemas/ErrorEnvelope'
                  - $ref: '#/components/schemas/Problem'
          description: >-
            Validation failed (envelope), or a check in the KYC service failed
            (Problem, VALIDATION_ERROR), including a company balance that cannot
            cover the KYB fee (extension error_code
            KYC_FEE_INSUFFICIENT_BALANCE).
          headers:
            X-Correlation-ID:
              $ref: '#/components/headers/X-Correlation-ID'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '403':
          content:
            application/json:
              examples:
                customer_cards_off:
                  summary: >-
                    The holder is a customer of the company and customer cards
                    are off
                  value:
                    code: FEATURE_NOT_ENABLED
                    correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f0095
                    detail: >-
                      The cards for customers feature is currently not
                      available.
                    extensions:
                      company_id: 019a3b5c-1a2b-7c3d-8e4f-5a6b7c8d9e01
                      feature_key: customer_cards
                    request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f0095
                    status: 403
                    timestamp: '2026-10-30T09:15:02Z'
                    title: Feature Not Enabled
                    type: https://api.bitnob.com/errors/FEATURE_NOT_ENABLED
                customers_off:
                  summary: The customers product is off for the company
                  value:
                    code: FEATURE_NOT_ENABLED
                    correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f0096
                    detail: The customers feature is currently not available.
                    extensions:
                      company_id: 019a3b5c-1a2b-7c3d-8e4f-5a6b7c8d9e01
                      feature_key: customers
                    request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f0096
                    status: 403
                    timestamp: '2026-10-30T09:15:02Z'
                    title: Feature Not Enabled
                    type: https://api.bitnob.com/errors/FEATURE_NOT_ENABLED
                ip_not_whitelisted:
                  $ref: '#/components/examples/IPNotWhitelisted'
                org_not_active:
                  $ref: '#/components/examples/OrgNotActive'
                org_not_active_live:
                  $ref: '#/components/examples/OrgNotActiveLive'
                virtual_cards_off:
                  summary: The company does not have virtual cards
                  value:
                    code: FEATURE_NOT_ENABLED
                    correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f0091
                    detail: The virtual cards feature is currently not available.
                    extensions:
                      company_id: 019a3b5c-1a2b-7c3d-8e4f-5a6b7c8d9e01
                      feature_key: virtual_cards
                    request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f0091
                    status: 403
                    timestamp: '2026-10-30T09:15:02Z'
                    title: Feature Not Enabled
                    type: https://api.bitnob.com/errors/FEATURE_NOT_ENABLED
              schema:
                oneOf:
                  - $ref: '#/components/schemas/ErrorEnvelope'
                  - $ref: '#/components/schemas/Problem'
          description: >-
            The org is not active (ORG_NOT_ACTIVE), the company does not have
            virtual cards (FEATURE_NOT_ENABLED), or the customers or
            customer_cards feature is off (FEATURE_NOT_ENABLED). Business
            applications on this surface always count as serving a customer.
          headers:
            X-Correlation-ID:
              $ref: '#/components/headers/X-Correlation-ID'
        '404':
          content:
            application/json:
              examples:
                customer_not_found:
                  summary: >-
                    No business customer with this id belongs to your
                    organisation
                  value:
                    code: NOT_FOUND
                    correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f00c7
                    detail: >-
                      customer with ID '019a3b5c-4f60-7b2c-8d3e-5f6a7b8c9d71'
                      was not found
                    extensions:
                      id: 019a3b5c-4f60-7b2c-8d3e-5f6a7b8c9d71
                      resource: customer
                    request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f00c7
                    status: 404
                    timestamp: '2026-10-30T09:15:02Z'
                    title: Resource Not Found
                    type: https://api.bitnob.com/errors/NOT_FOUND
              schema:
                $ref: '#/components/schemas/Problem'
          description: customer_id names no customer of your organisation.
          headers:
            X-Correlation-ID:
              $ref: '#/components/headers/X-Correlation-ID'
        '408':
          $ref: '#/components/responses/RequestTimeout'
        '409':
          $ref: '#/components/responses/Conflict'
        '422':
          content:
            application/json:
              examples:
                program_disabled:
                  summary: collateral_business is not enabled for the company
                  value:
                    code: CARD_STATE_CONFLICT
                    correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f00c8
                    detail: >-
                      card program "collateral_business" is not enabled for this
                      company
                    request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f00c8
                    status: 422
                    timestamp: '2026-10-30T09:15:02Z'
                    title: Card Program Disabled
                    type: https://api.bitnob.com/errors/CARD_STATE_CONFLICT
              schema:
                $ref: '#/components/schemas/Problem'
          description: >-
            collateral_business is not enabled for this company
            (CARD_STATE_CONFLICT).
          headers:
            X-Correlation-ID:
              $ref: '#/components/headers/X-Correlation-ID'
        '429':
          $ref: '#/components/responses/TooManyRequests'
        '500':
          $ref: '#/components/responses/ServerError'
        '503':
          $ref: '#/components/responses/ServiceUnavailable'
components:
  schemas:
    CardsInitiateCorporateKycRequest:
      description: Exactly one of customer_id or customer is required.
      properties:
        admin:
          $ref: '#/components/schemas/CardsCorporatePerson'
        company_address:
          $ref: '#/components/schemas/CardsCorporateAddress'
        customer:
          $ref: '#/components/schemas/CardsKycCustomerInput'
        customer_id:
          description: Existing business customer. Provide this or customer.
          format: uuid
          type: string
        entity:
          $ref: '#/components/schemas/CardsCorporateEntity'
        redirect_url:
          description: >-
            Where the hosted KYB page returns the user; checked against an
            allowlist.
          maxLength: 2048
          type: string
        representatives:
          items:
            $ref: '#/components/schemas/CardsCorporatePerson'
          type: array
          description: People who represent the business.
        ubos:
          description: Ultimate beneficial owners.
          items:
            $ref: '#/components/schemas/CardsCorporatePerson'
          minItems: 1
          type: array
      required:
        - entity
        - company_address
        - admin
      type: object
    Envelope:
      description: >-
        Successful responses are wrapped in this envelope, and so are errors a
        handler answers itself (request body and field validation, some
        not-found and conflict cases, ORG_NOT_ACTIVE): success is false and
        error carries a code and message. Errors raised by authentication and by
        the services behind a handler are a Problem instead.
      properties:
        data:
          description: >-
            The payload; its shape is given per operation. Omitted when there is
            none.
        error:
          $ref: '#/components/schemas/ErrorInfo'
        message:
          description: Human-readable summary; omitted when empty.
          type: string
        metadata:
          $ref: '#/components/schemas/Pagination'
        request_id:
          description: >-
            Set on error envelopes: the request's correlation id (req_ followed
            by a UUID), the same value as the X-Correlation-ID response header.
            Quote it to support.
          type: string
        success:
          description: true on success
          type: boolean
        timestamp:
          description: When the response was written.
          format: date-time
          type: string
      required:
        - success
        - timestamp
      type: object
    CardsCorporateKycResult:
      properties:
        completion_link:
          description: Bearer link to the hosted KYB page; omitted when empty.
          type: string
        customer_id:
          format: uuid
          type: string
        status:
          type: string
      type: object
    ErrorEnvelope:
      allOf:
        - $ref: '#/components/schemas/Envelope'
        - properties:
            success:
              const: false
          required:
            - error
          type: object
      description: >-
        The envelope as an error: success is false, error is set, data is
        absent.
    Problem:
      description: >-
        RFC 7807 problem. Returned when authentication fails and for errors
        raised by the services behind a handler (validation, domain refusals
        such as FEATURE_NOT_ENABLED or PRECONDITION_FAILED, partner outages);
        branch on code.
      properties:
        code:
          description: >-
            Machine-readable; branch on this, not on the status or the wording.
            For example VALIDATION_ERROR, UNAUTHORIZED, FORBIDDEN,
            FEATURE_NOT_ENABLED, PERSONAL_WORKSPACE_CUSTOMERS,
            TIER_PRODUCT_LOCKED, NOT_FOUND, DUPLICATE_KEY_ERROR, ALREADY_EXISTS,
            PRECONDITION_FAILED, INSUFFICIENT_FUNDS, TIER_LIMIT_REACHED,
            RATE_LIMIT_EXCEEDED, TIMEOUT, SERVICE_UNAVAILABLE,
            LIMITS_UNAVAILABLE, PLATFORM_PAUSED, INTERNAL_ERROR.
          type: string
        correlation_id:
          description: >-
            The request's correlation id, the same value as the X-Correlation-ID
            response header.
          type: string
        detail:
          description: >-
            What went wrong for this request, safe to show; internal and partner
            failures carry a generic sentence.
          type: string
        extensions:
          additionalProperties: true
          description: >-
            Code-specific facts, for example feature_key (FEATURE_NOT_ENABLED),
            field or field_violations (VALIDATION_ERROR), rail, window, limit,
            used, requested and remaining (TIER_LIMIT_REACHED), scope
            (PLATFORM_PAUSED).
          type: object
        instance:
          type: string
        request_id:
          description: Equal to correlation_id.
          type: string
        status:
          description: The HTTP status, repeated.
          type: integer
        timestamp:
          format: date-time
          type: string
        title:
          description: >-
            Short summary of the code, for example Validation Error or Feature
            Not Enabled.
          type: string
        type:
          description: https://api.bitnob.com/errors/{code}
          format: uri
          type: string
      required:
        - type
        - title
        - status
        - code
        - timestamp
      type: object
    CardsCorporatePerson:
      properties:
        address:
          $ref: '#/components/schemas/CardsCorporateAddress'
        birth_date:
          format: date
          type: string
          description: Date of birth, YYYY-MM-DD.
        country_of_issue:
          maxLength: 100
          type: string
          description: Country that issued the identity number.
        email:
          format: email
          maxLength: 254
          type: string
          description: Email address.
        first_name:
          maxLength: 100
          type: string
          description: First name.
        is_terms_of_service_accepted:
          description: >-
            Read for the admin, where it must be true ("terms of service must be
            accepted"), and for a cardholder added with POST .../cardholders,
            where it must be true too. Ignored on representatives and UBOs.
          type: boolean
        last_name:
          maxLength: 100
          type: string
          description: Last name.
        national_id:
          maxLength: 100
          type: string
          description: National identity number.
        ownership_percentage:
          maximum: 100
          minimum: 0
          type: number
          description: Percentage of the business this person owns.
        phone_country_code:
          maxLength: 6
          type: string
          description: International dial code, for example +234.
        phone_number:
          maxLength: 20
          type: string
          description: Phone number without the dial code.
      required:
        - first_name
        - last_name
        - birth_date
        - national_id
        - country_of_issue
        - email
        - address
        - phone_country_code
        - phone_number
      type: object
    CardsCorporateAddress:
      properties:
        city:
          maxLength: 100
          type: string
          description: City.
        country:
          maxLength: 100
          type: string
          description: Country.
        country_code:
          description: ISO 3166-1 alpha-2.
          maxLength: 2
          minLength: 2
          type: string
        line1:
          maxLength: 200
          type: string
          description: Address line 1.
        line2:
          maxLength: 200
          type: string
          description: Address line 2.
        postal_code:
          maxLength: 20
          type: string
          description: Postal code.
        region:
          maxLength: 100
          type: string
          description: State or region.
      required:
        - line1
        - city
        - region
        - postal_code
        - country
        - country_code
      type: object
    CardsKycCustomerInput:
      description: Inline customer for KYC.
      properties:
        business_name:
          maxLength: 200
          type: string
          description: Registered business name.
        city:
          maxLength: 100
          type: string
          description: City.
        country:
          maxLength: 100
          type: string
          description: Country.
        customer_type:
          enum:
            - individual
            - business
          type: string
          description: Type of customer.
        date_of_birth:
          format: date
          type: string
          description: Date of birth, YYYY-MM-DD.
        dial_code:
          maxLength: 6
          type: string
          description: International dial code, for example +234.
        email:
          format: email
          maxLength: 254
          type: string
          description: Email address.
        first_name:
          maxLength: 100
          type: string
          description: First name.
        id_number:
          maxLength: 100
          type: string
          description: Number on the identity document.
        id_type:
          maxLength: 50
          type: string
          description: Type of identity document.
        last_name:
          maxLength: 100
          type: string
          description: Last name.
        line1:
          maxLength: 200
          type: string
          description: Address line 1.
        line2:
          maxLength: 200
          type: string
          description: Address line 2.
        phone_number:
          maxLength: 20
          type: string
          description: Phone number without the dial code.
        postal_code:
          maxLength: 20
          type: string
          description: Postal code.
        registration_number:
          maxLength: 100
          type: string
          description: Company registration number.
        state:
          maxLength: 100
          type: string
          description: State.
      required:
        - customer_type
        - first_name
        - last_name
        - date_of_birth
        - id_number
        - email
        - line1
        - city
        - state
        - postal_code
        - country
      type: object
    CardsCorporateEntity:
      properties:
        description:
          maxLength: 500
          type: string
          description: What the business does.
        expected_spend:
          maxLength: 50
          type: string
          description: Expected spend on the cards.
        industry:
          description: NAICS code from GET /api/cards/kyc/industries.
          maxLength: 20
          type: string
        name:
          maxLength: 200
          type: string
          description: Registered name of the business.
        registration_number:
          maxLength: 100
          type: string
          description: Company registration number.
        tax_id:
          maxLength: 100
          type: string
          description: Tax identification number.
        type:
          maxLength: 50
          type: string
          description: Legal form of the business, for example private_limited_company.
        website:
          description: URL or N/A.
          maxLength: 255
          type: string
      required:
        - name
        - industry
        - registration_number
        - type
        - expected_spend
        - tax_id
      type: object
    ErrorInfo:
      properties:
        code:
          description: >-
            Machine-readable, for example BAD_REQUEST, NOT_FOUND, CONFLICT,
            ORG_NOT_ACTIVE, RATE_LIMIT_EXCEEDED, SERVICE_UNAVAILABLE,
            INTERNAL_ERROR.
          type: string
        details:
          additionalProperties: true
          description: >-
            For field validation, a map of field name to message ("email":
            "Email must be a valid email address"); for a body that does not
            decode, the offending field.
          type: object
        message:
          type: string
      required:
        - message
      type: object
    Pagination:
      description: >-
        List metadata. Page lists set page, per_page, total and total_pages;
        offset and cursor lists set limit, offset, has_more and next_cursor.
        Zero and empty fields are omitted, and metadata is absent when nothing
        is set.
      properties:
        has_more:
          type: boolean
        limit:
          type: integer
        next_cursor:
          description: Opaque; pass as cursor for the next page.
          type: string
        offset:
          type: integer
        page:
          type: integer
        per_page:
          type: integer
        total:
          type: integer
        total_pages:
          type: integer
      type: object
  headers:
    X-Correlation-ID:
      description: >-
        Generated for every request (any value the client sends is ignored);
        quote it to support. Errors repeat it as request_id and correlation_id.
      example: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
      schema:
        type: string
    Retry-After:
      description: Seconds to wait before retrying.
      example: 1
      schema:
        minimum: 0
        type: integer
    X-RateLimit-Limit:
      description: Requests allowed per window by the per-IP limiter (500 a minute).
      example: 500
      schema:
        type: integer
    X-RateLimit-Remaining:
      description: Requests left in the current window.
      example: 0
      schema:
        type: integer
    X-RateLimit-Reset:
      description: Seconds until the window resets.
      example: 37
      schema:
        type: integer
  responses:
    Unauthorized:
      content:
        application/json:
          examples:
            unauthorized_auth_failed:
              $ref: '#/components/examples/UnauthorizedAuthFailed'
            unauthorized_invalid_secret:
              $ref: '#/components/examples/UnauthorizedInvalidSecret'
            unauthorized_invalid_signature:
              $ref: '#/components/examples/UnauthorizedInvalidSignature'
            unauthorized_locked_out:
              $ref: '#/components/examples/UnauthorizedLockedOut'
          schema:
            $ref: '#/components/schemas/Problem'
      description: >-
        Authentication failed: a signing header is missing or malformed, the
        timestamp is more than 5 minutes off, the signature or secret is wrong,
        or the client is locked out after failed checks (UNAUTHORIZED).
      headers:
        X-Correlation-ID:
          $ref: '#/components/headers/X-Correlation-ID'
    RequestTimeout:
      content:
        application/json:
          examples:
            request_timeout:
              $ref: '#/components/examples/RequestTimeout'
          schema:
            $ref: '#/components/schemas/Problem'
      description: >-
        The request ran past its deadline (TIMEOUT); retry, with the same
        reference for writes.
      headers:
        X-Correlation-ID:
          $ref: '#/components/headers/X-Correlation-ID'
    Conflict:
      content:
        application/json:
          examples:
            conflict_envelope:
              $ref: '#/components/examples/ConflictEnvelope'
            duplicate_key:
              $ref: '#/components/examples/DuplicateKey'
            operation_in_progress:
              $ref: '#/components/examples/OperationInProgress'
          schema:
            oneOf:
              - $ref: '#/components/schemas/ErrorEnvelope'
              - $ref: '#/components/schemas/Problem'
      description: >-
        Conflicts with existing state: a repeated reference
        (DUPLICATE_KEY_ERROR), the same operation already in progress
        (ALREADY_EXISTS, retry shortly), or the resource's state (CONFLICT).
      headers:
        X-Correlation-ID:
          $ref: '#/components/headers/X-Correlation-ID'
    TooManyRequests:
      content:
        application/json:
          examples:
            rate_limited:
              $ref: '#/components/examples/RateLimited'
            rate_limited_envelope:
              $ref: '#/components/examples/RateLimitedEnvelope'
          schema:
            oneOf:
              - $ref: '#/components/schemas/ErrorEnvelope'
              - $ref: '#/components/schemas/Problem'
      description: >-
        Rate limited. The per-IP limiter (500 requests a minute) answers with a
        Problem and Retry-After; operation-specific throttles answer with the
        envelope.
      headers:
        Retry-After:
          $ref: '#/components/headers/Retry-After'
        X-Correlation-ID:
          $ref: '#/components/headers/X-Correlation-ID'
        X-RateLimit-Limit:
          $ref: '#/components/headers/X-RateLimit-Limit'
        X-RateLimit-Remaining:
          $ref: '#/components/headers/X-RateLimit-Remaining'
        X-RateLimit-Reset:
          $ref: '#/components/headers/X-RateLimit-Reset'
    ServerError:
      content:
        application/json:
          examples:
            internal_error:
              $ref: '#/components/examples/InternalError'
            internal_error_envelope:
              $ref: '#/components/examples/InternalErrorEnvelope'
            internal_error_unhandled:
              $ref: '#/components/examples/InternalErrorUnhandled'
          schema:
            oneOf:
              - $ref: '#/components/schemas/ErrorEnvelope'
              - $ref: '#/components/schemas/Problem'
      description: >-
        Something failed on our side; safe to retry idempotent requests
        (INTERNAL_ERROR).
      headers:
        X-Correlation-ID:
          $ref: '#/components/headers/X-Correlation-ID'
    ServiceUnavailable:
      content:
        application/json:
          examples:
            auth_service_busy:
              $ref: '#/components/examples/AuthServiceBusy'
            auth_service_unavailable:
              $ref: '#/components/examples/AuthServiceUnavailable'
            limits_unavailable:
              $ref: '#/components/examples/LimitsUnavailable'
            platform_paused:
              $ref: '#/components/examples/PlatformPaused'
            partner_unavailable:
              $ref: '#/components/examples/PartnerUnavailable'
            service_unavailable_envelope:
              $ref: '#/components/examples/ServiceUnavailableEnvelope'
          schema:
            oneOf:
              - $ref: '#/components/schemas/ErrorEnvelope'
              - $ref: '#/components/schemas/Problem'
      description: >-
        Temporarily unavailable; retry later. The identity service could not
        check the credentials (sent with Retry-After), a partner is down
        (SERVICE_UNAVAILABLE), the limits check could not run
        (LIMITS_UNAVAILABLE), or a platform control paused money movement
        (PLATFORM_PAUSED).
      headers:
        Retry-After:
          $ref: '#/components/headers/Retry-After'
        X-Correlation-ID:
          $ref: '#/components/headers/X-Correlation-ID'
  examples:
    IPNotWhitelisted:
      summary: The request came from an IP not on the key's allowlist
      value:
        code: FORBIDDEN
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: IP address not whitelisted
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 403
        timestamp: '2026-10-30T09:15:02Z'
        title: Forbidden
        type: https://api.bitnob.com/errors/FORBIDDEN
    OrgNotActive:
      description: Live keys only; sandbox requests pass.
      summary: A money-moving operation from an organisation that is not active
      value:
        error:
          code: ORG_NOT_ACTIVE
          message: >-
            Your organisation is not currently active. Please contact your
            administrator.
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        success: false
        timestamp: '2026-10-30T09:15:02.481Z'
    OrgNotActiveLive:
      description: Sandbox keys are never refused this way.
      summary: A live key on an organisation that is not active yet
      value:
        error:
          code: ORG_NOT_ACTIVE
          message: >-
            Your business isn't active yet, so live isn't available. Use your
            sandbox keys until it's activated.
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        success: false
        timestamp: '2026-10-30T09:15:02.481Z'
    UnauthorizedAuthFailed:
      description: >-
        Returned when X-Auth-Client, X-Auth-Timestamp, X-Auth-Nonce or
        X-Auth-Signature is missing, the nonce is not 8 to 128 characters, the
        signature is not hex, or the timestamp is more than 5 minutes from the
        server's clock. The detail does not say which; check each.
      summary: A signing header is missing or malformed, or the timestamp is stale
      value:
        code: UNAUTHORIZED
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: Authentication failed
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 401
        timestamp: '2026-10-30T09:15:02Z'
        title: Unauthorized
        type: https://api.bitnob.com/errors/UNAUTHORIZED
    UnauthorizedInvalidSecret:
      summary: 'Secret mode: the client id or secret is wrong'
      value:
        code: UNAUTHORIZED
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: Invalid credentials
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 401
        timestamp: '2026-10-30T09:15:02Z'
        title: Unauthorized
        type: https://api.bitnob.com/errors/UNAUTHORIZED
    UnauthorizedInvalidSignature:
      description: >-
        The detail is the identity service's reason when it gives one (an
        unknown client or a reused nonce reads differently); Invalid signature
        otherwise.
      summary: The signature does not match
      value:
        code: UNAUTHORIZED
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: Invalid signature
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 401
        timestamp: '2026-10-30T09:15:02Z'
        title: Unauthorized
        type: https://api.bitnob.com/errors/UNAUTHORIZED
    UnauthorizedLockedOut:
      summary: Too many failed credential checks
      value:
        code: UNAUTHORIZED
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: Too many failed credential checks; retry later
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 401
        timestamp: '2026-10-30T09:15:02Z'
        title: Unauthorized
        type: https://api.bitnob.com/errors/UNAUTHORIZED
    RequestTimeout:
      summary: The request ran past its deadline
      value:
        code: TIMEOUT
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: The request took too long to complete. Please try again.
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 408
        timestamp: '2026-10-30T09:15:02Z'
        title: Request Timeout
        type: https://api.bitnob.com/errors/TIMEOUT
    ConflictEnvelope:
      summary: Conflicts with the resource's current state (answered by the handler)
      value:
        error:
          code: CONFLICT
          message: customer has no email address on file
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        success: false
        timestamp: '2026-10-30T09:15:02.481Z'
    DuplicateKey:
      summary: A resource with the same reference or identifier exists
      value:
        code: DUPLICATE_KEY_ERROR
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: A resource with the same identifier already exists.
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 409
        timestamp: '2026-10-30T09:15:02Z'
        title: Resource Already Exists
        type: https://api.bitnob.com/errors/DUPLICATE_KEY_ERROR
    OperationInProgress:
      summary: The same operation is already running; retry shortly
      value:
        code: ALREADY_EXISTS
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: A freeze operation is already in progress, please try again shortly
        extensions:
          operation: freeze
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 409
        timestamp: '2026-10-30T09:15:02Z'
        title: Operation In Progress
        type: https://api.bitnob.com/errors/ALREADY_EXISTS
    RateLimited:
      summary: The per-IP limit (500 requests a minute) is reached
      value:
        code: RATE_LIMIT_EXCEEDED
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: Too many requests. Please try again later.
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 429
        timestamp: '2026-10-30T09:15:02Z'
        title: Rate Limit Exceeded
        type: https://api.bitnob.com/errors/RATE_LIMIT_EXCEEDED
    RateLimitedEnvelope:
      summary: An operation-specific throttle (answered by the handler)
      value:
        error:
          code: RATE_LIMIT_EXCEEDED
          message: >-
            a verification link was sent to this customer in the last minute;
            try again shortly
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        success: false
        timestamp: '2026-10-30T09:15:02.481Z'
    InternalError:
      summary: Something failed on our side
      value:
        code: INTERNAL_ERROR
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: An internal error occurred. Please try again later.
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 500
        timestamp: '2026-10-30T09:15:02Z'
        title: Internal Server Error
        type: https://api.bitnob.com/errors/INTERNAL_ERROR
    InternalErrorEnvelope:
      summary: A failure answered by the handler
      value:
        error:
          code: INTERNAL_ERROR
          message: Failed to list transactions
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        success: false
        timestamp: '2026-10-30T09:15:02.481Z'
    InternalErrorUnhandled:
      summary: An unexpected failure
      value:
        code: INTERNAL_ERROR
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: An internal server error occurred
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 500
        timestamp: '2026-10-30T09:15:02Z'
        title: Internal Server Error
        type: https://api.bitnob.com/errors/INTERNAL_ERROR
    AuthServiceBusy:
      description: 'Sent with Retry-After: 1.'
      summary: Too many large signed bodies are being checked at once
      value:
        code: SERVICE_UNAVAILABLE
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: Authentication service is busy, retry shortly
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 503
        timestamp: '2026-10-30T09:15:02Z'
        title: Service Unavailable
        type: https://api.bitnob.com/errors/SERVICE_UNAVAILABLE
    AuthServiceUnavailable:
      description: 'Sent with Retry-After: 1. The detail is worded exactly like this today.'
      summary: The identity service could not be reached to check the credentials
      value:
        code: SERVICE_UNAVAILABLE
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: Service Authentication service unavailable is currently unavailable
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 503
        timestamp: '2026-10-30T09:15:02Z'
        title: Service Unavailable
        type: https://api.bitnob.com/errors/SERVICE_UNAVAILABLE
    LimitsUnavailable:
      summary: The tier limit check could not run
      value:
        code: LIMITS_UNAVAILABLE
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: >-
          We could not verify your account limits right now. Please try again
          shortly.
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 503
        timestamp: '2026-10-30T09:15:02Z'
        title: Limits Unavailable
        type: https://api.bitnob.com/errors/LIMITS_UNAVAILABLE
    PlatformPaused:
      summary: Money movement is paused by a platform control
      value:
        code: PLATFORM_PAUSED
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: >-
          Money movement is temporarily paused. Nothing is lost — requests can
          be retried once the pause lifts.
        extensions:
          scope: asset:BTC
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 503
        timestamp: '2026-10-30T09:15:02Z'
        title: Money Movement Paused
        type: https://api.bitnob.com/errors/PLATFORM_PAUSED
    PartnerUnavailable:
      summary: A partner or internal service is unavailable
      value:
        code: SERVICE_UNAVAILABLE
        correlation_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        detail: Service is temporarily unavailable. Please try again later.
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        status: 503
        timestamp: '2026-10-30T09:15:02Z'
        title: Service Unavailable
        type: https://api.bitnob.com/errors/SERVICE_UNAVAILABLE
    ServiceUnavailableEnvelope:
      summary: Unavailable (answered by the handler)
      value:
        error:
          code: SERVICE_UNAVAILABLE
          message: LNURL payments are temporarily disabled
        request_id: req_019a3b5c-7d1e-7f20-8a4b-3c5d6e7f8091
        success: false
        timestamp: '2026-10-30T09:15:02.481Z'
  securitySchemes:
    BitnobClientId:
      type: apiKey
      in: header
      name: X-Auth-Client
      description: |
        Your workspace client id.

        All calls must include four headers:
        - `X-Auth-Client`   — your workspace client id
        - `X-Auth-Timestamp` — Unix seconds
        - `X-Auth-Nonce`    — 16-byte random hex
        - `X-Auth-Signature` — hex(HMAC-SHA256(
          `{client_id}:{timestamp}:{nonce}:{raw_body}`,
          client_secret))

        The playground computes the timestamp, nonce and signature for you.
    BitnobClientSecret:
      type: apiKey
      in: header
      name: X-Playground-Client-Secret
      description: >
        Your sandbox client secret. The playground uses it to sign the request
        in your browser and removes it before the request is sent. Never send
        your client secret as a header in your own integration.

````

This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.