Supported Currencies

The Bitnob Payouts API enables you to send payouts across multiple countries, currencies, and rails including banks, mobile money wallets, and cash pickup services.

This section outlines the currencies and corresponding settlement methods currently supported.

Major Supported Currencies and Regions

currency	settlement method	region
USD (United States Dollar)	ACH, Wire Transfer	United States
GBP (British Pound Sterling)	Faster Payments, SWIFT	United Kingdom
EUR (Euro)	SEPA, SWIFT	European Union Countries
NGN (Nigerian Naira)	NIP Instant Bank Transfers	Nigeria
GHS (Ghanaian Cedi)	Bank Transfers, Mobile Money (MTN, Vodafone Cash)	Ghana
KES (Kenyan Shilling)	Bank Transfers, M-Pesa Mobile Money	Kenya
XAF (Central African CFA Franc)	Bank Transfers	Cameroon, Central African Republic, Chad, Congo-Brazzaville, Equatorial Guinea, Gabon
XOF (West African CFA Franc)	Bank Transfers, Mobile Money (Orange, MTN)	Senegal, Ivory Coast, Burkina Faso, Mali, Benin, Togo, Niger, Guinea-Bissau
AUD (Australian Dollar)	Bank Transfers, SWIFT	Australia
CNY (Chinese Yuan Renminbi)	Bank Transfers	China
ZAR (South African Rand)	Bank Transfers, EFT	South Africa
VND (Vietnamese Dong)	Bank Transfers	Vietnam

Note

ACH (Automated Clearing House): Typically used for domestic U.S. bank transfers; slower but cheaper.

Wire Transfers: Used for higher value, urgent payouts internationally (U.S., U.K., EU, Australia).

Faster Payments (UK): Instant or near-instant settlement into U.K. bank accounts.

SEPA (EU): Efficient bank-to-bank transfer system across European Union and EEA countries.

NIP (Nigeria): Real-time instant settlement between Nigerian banks via NIBSS.

Mobile Money: Available in Ghana, Kenya, and parts of West/Central Africa instant, popular for consumer payouts.

Expanding Access

We are continuously expanding supported currencies, regions, and payout channels based on demand and liquidity availability.

If you need a currency or country not listed above, please reach out to your account manager or contact our support team for custom onboarding.

Summary

With Bitnob, you can power global payout operations into:

North America (USD),

Europe (GBP, EUR),

Africa (NGN, GHS, KES, XAF, XOF, ZAR),

Asia (CNY, VND),

Oceania (AUD),

all through a single API.

No need to open dozens of bank accounts across different countries.

No need to negotiate local banking partnerships individually.

One integration. Global reach.